All products

Premium Bonds

4.15% annual prize fund rate, variable until the December 2024 prize draw

4.00% annual prize fund rate, variable from the January 2025 prize draw

• Tax-free
• VARIABLE

A fun way to save, with the chance to win tax-free prizes each month.

Invest from £25 to £50,000.

Guaranteed Growth Bonds (British Savings Bonds)

4.10% gross/AER,
2-year fixed, Issue 71

4.00% gross/AER,
3-year fixed, Issue 73

3.90% gross/AER,
5-year fixed, Issue 65

• Gross
• AER
• FIXED

Earn guaranteed returns for a fixed term.

Invest from £500 to £1 million.

Guaranteed Income Bonds (British Savings Bonds)

4.02% gross/4.09% AER,
2-year fixed, Issue 71

3.93% gross/4.00% AER,
3-year fixed, Issue 73

3.83% gross/3.90% AER,
5-year fixed, Issue 65

• Gross
• AER
• FIXED

Earn guaranteed monthly income for a fixed term.

Invest from £500 to £1 million.

Direct Saver

3.75% gross/AER, variable until 19 December 2024

3.50% gross/AER, variable from 20 December 2024

• Gross
• AER
• VARIABLE

An easy access savings account that pays your interest yearly, to top up your savings.

Invest from £1 to £2 million.

Income Bonds

3.69% gross/3.75%
AER, variable until 19 December 2024

3.44% gross/3.49%
AER, variable from 20 December 2024

• Gross
• AER
• VARIABLE

An easy access savings account that pays your interest monthly, direct to your bank.

Invest from £500 to £1 million.

Direct ISA

3.00% tax-free/AER, variable

• Tax-free
• AER
• VARIABLE

Save up to £20,000 without paying a penny in tax on the interest.

Invest from £1 to £20,000 in the tax year 2024/25.

Junior ISA

4.00% tax-free/AER, variable

• Tax-free
• AER
• VARIABLE

A tax free way to save for children up to the age of 18.

Invest from £1 to £9,000 in the tax year 2024/25.

Green Savings Bonds

2.95% gross/AER
3-year fixed, Issue 7

• Gross
• AER
• FIXED

Go green with our new fixed-rate, fixed-term Bonds.

Invest from £100 to £100,000.