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Fixed Interest Savings Certificates

Maximise your tax-free savings opportunities

Fixed Interest Savings Certificates are lump sum investments that earn guaranteed rates of interest over set periods of time, called 'terms'. They're free of UK Income Tax and Capital Gains Tax, whatever rate you normally pay. You don't even need to declare the interest on your tax return.

Why choose this product? If you want to earn guaranteed and tax-free returns
Who can invest? Anyone aged 7 or over; can also be bought on behalf of under 7s
Minimum purchase £100
Maximum £15,000 per issue
Investment term Choice of terms — currently 2 and 5 years
Interest  Rates guaranteed for length of term
Tax status Tax-free

 

 

 

 

 

 

 

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Benefits

  • Tax-free
  • Guaranteed returns
  • Choice of terms

Investor’s guide

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