National Savings and Investments
 
Our range / NS&I Direct ISA /

Is it right for me?

Why choose this product? If you want tax-free returns and are happy to manage your account by phone and online
Who can invest? UK residents aged 16 or over
Minimum opening deposit £100
Minimum further deposit £50
Maximum £3,600 in total per tax year (from 6 October £5,100 for those who will be 50 years or over on 5 April 2010)
Interest Variable
Tax status Tax-free

It may be right if you:

Tick are happy to manage your account by telephone and online only
Tick can invest at least £100
Tick want 100% security for your money

It may not be right if you:

Cross are looking for a regular income for your savings
Cross want potential higher returns but with higher risk
Cross want to be able to manage your account at a Post Office or by post
Cross have already invested or plan to invest in another cash ISA this tax year

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Benefits

  • Tax-free
  • Access online and by phone

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© National Savings and Investments 2009